Consulting Services   We understand your time is precious, and we desire to work with you to find effective solutions for all your personal or business needs.  We can assist individuals and organizations in improving their performance, primarily through the analysis of existing problems affecting profitability and the development of comprehensive, technical strategies to address those problems.  The following are just a few of the areas in which we provide consulting services:     Cash Flow & Budgeting Analysis   In business, everything works great when cash-in exceeds cash-out.  Have you ever worried about how the next payroll is going to be covered?  We can help you determine when, where, and how your cash needs will occur by developing a cash flow projection.  You will then be able to more effectively manage your cash needs both in the short and long terms.  We can also help you prepare historical cash flow statements to better understand where all the money went.  You will then be able to determine the best strategy for stopping or at least slow down the leak.  Even small profitable businesses can run into cash flow issues.  Budget utilizations and analysis is an important component of identifying problem areas.  Timely adjustments can be made to keep small fluctuations from becoming larger deficits.     Estate Planning   Benjamin Franklin noted over 200 years ago that “in this world nothing can be said to be certain, except death and taxes.” I am certain all have heard this.  The Estate Tax is what happens when the two come together.  Effective estate planning facilitates the orderly transfer of assets to your beneficiaries, provides security for your surviving family, and can reduce or eliminate the tax due on the transfer of your business and other assets. Estate planning often bring more questions than answers and the question of what happens to your estate when you're gone can seem frustrating and intimidating without qualified help.  We can guide you through this complex process offering recommendations and useful research tools to make planning simple, efficient, and worry-free.     Retirement / Succession Planning   Retirement and succession planning should be a priority for any family business.  A large portion of family-owned businesses fail to survive the transition from founder to second generation.  We can help you develop and implement a well-designed succession plan.  Successful implementation and periodic review of your financial plan will ensure financial independence during your working years and through your retirement years.     Our experience and knowledge of all aspects of accounting enable us to offer these services to our clients in a cost-effective and timely manner.  In addition we can provide the following services which include but are not limited to:   ·         Financial Forecasts & Projections ·         Strategic Planning ·         Accounting software selection and implementation ·         Type of entity selection ·         Buying/selling a business ·         Information Technology (computer) systems